Texas to Launch New Insurance Database - KWES NewsWest 9 / Midland, Odessa, Big Spring, TX: newswest9.com |

Texas to Launch New Insurance Database




By Camaron Abundes
NewsWest 9

MIDLAND- Police will soon have a new tool for weeding out drivers who don't have insurance. Starting at the Beginning of the year, the state will launch a six million dollar database to give law enforcement up to date coverage information.

The Texas Financial Responsibility Verification Program, is a database compiled from various Texas insurance agencies. If a driver doesn't have up to date coverage they may be cited and could face fines between $175 to $350, plus court costs.

"All this data base is going to do is give us access to in a timely manner twenty four hours a day," said Lt. Brian Bogart, of the Midland Police Department. "I am sure there is going to be a lot of bugs worked out, first, before it is really helpful to the officers out there."

Lt. Bogart says insurance companies will be responsible for providing coverage. If a company doesn't provide up to date information and a driver gets cited, as a result, the driver must prove they have coverage to a judge.

"What a lot of people don't realize is a conviction or a couple of convictions can really hurt your driving record," said Lt. Bogart.
Tarrant McKenzie, an insurance agent at McKenzie Insurance says the switch over may help police people who have stopped paying their insurance.

"If the database cancels or is just written up, the database will show this information," said McKenzie. 

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