by Anayeli Ruiz
BIG SPRING - New scam is making the rounds with folks in Big Spring as the main target. This one centers around payday loans and scare tactics to get you to pay up.
Here's how the scam works. Someone claiming to be a debt collector will call you, saying you owe them money on a loan. They'll demand personal information like a credit card number. Experts say the best way to protect yourself is to know what you owe and who you owe it to.
"People need to be aware of their debts. And they can get that info by getting a copy of their credit report, they can get one free once, every year," Trish Powell with the Better Business Bureau, said..
Powell says red flags should go up when a debt collector is being a little too demanding or aggressive.
"They may threaten you that they are going to send the police to pick you up or send police to your work. They may demand that you give them a credit card number so that they can very quickly get the money," Powell said.
A debt collector would not normally be so demanding because they know consumers are protected by the law. The hard part is catching these scammers.
"Unfortunately what happens that is the scam artist change phones frequently, from being caught, so even though you might get them stopped on one number, they might move on with another number and start calling you again," Powell said.