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  • School Is In Session! Protect Yourself From Scams

    School Is In Session! Protect Yourself From Scams

    Thursday, September 20 2018 8:14 PM EDT2018-09-21 00:14:07 GMT
    With the school season starting again, education is job number one for students and parents alike. A proper education includes an education in personal finance, and one of the best ways to start is to learn how to...
    With the school season starting again, education is job number one for students and parents alike. A proper education includes an education in personal finance, and one of the best ways to start is to learn how to protect...
  • Stressed by home buying? Don't be

    Stressed by home buying? Don't be

    Thursday, September 20 2018 9:16 AM EDT2018-09-20 13:16:30 GMT
    iStockphoto.com/GCShutteriStockphoto.com/GCShutter

    Home buying can be a prolonged and confusing process but you can reduce the stress with research and realistic expectations at every step

    Home buying can be a prolonged and confusing process but you can reduce the stress with research and realistic expectations at every step

  • More Americans With Low Credit Scores Buying Homes

    More Americans With Low Credit Scores Buying Homes

    Wednesday, September 19 2018 10:14 PM EDT2018-09-20 02:14:10 GMT
    If you have a low credit score and want to buy a home, your odds of getting a loan have improved. A study by the Fair Isaac Corporation (FICO) shows that credit scores for new mortgage originations have been...
    If you have a low credit score and want to buy a home, your odds of getting a loan have improved. A study by the Fair Isaac Corporation (FICO) shows that credit scores for new mortgage originations have been dropping,...
  • Do You Make More Than Your Classmates?

    Do You Make More Than Your Classmates?

    Wednesday, September 19 2018 4:14 AM EDT2018-09-19 08:14:42 GMT
    When you graduated, you probably entered the workplace with plenty of optimism.You were ready to take the workplace by storm and earn a comfortable living – maybe even outpacing the rest of your classmates. How is...
    When you graduated, you probably entered the workplace with plenty of optimism.You were ready to take the workplace by storm and earn a comfortable living – maybe even outpacing the rest of your classmates. How is that plan...
  • 2 Of 5 U.S. Cardholders Have Fallen Victim To Credit Card Scams

    2 Of 5 U.S. Cardholders Have Fallen Victim To Credit Card Scams

    Tuesday, September 18 2018 10:14 PM EDT2018-09-19 02:14:38 GMT
    New Survey Shows Credit Card Fraud Totals $136 Billion The convenience and ease of credit cards comes with a downside – credit card fraud is a tempting and lucrative target for criminals. According to a new...
    New Survey Shows Credit Card Fraud Totals $136 Billion The convenience and ease of credit cards comes with a downside – credit card fraud is a tempting and lucrative target for criminals. According to a new Finder.com...
  • 2 out of 5 student borrowers expect to default in next 5 years

    2 out of 5 student borrowers expect to default in next 5 years

    Tuesday, September 18 2018 8:23 AM EDT2018-09-18 12:23:02 GMT
    iStockphoto.com/david_kam_photographyiStockphoto.com/david_kam_photography

    A study by the Brookings Institution suggests that approximately 40% of Americans won't be able to pay off their loans and will end up in default by 2023

    A study by the Brookings Institution suggests that approximately 40% of Americans won't be able to pay off their loans and will end up in default by 2023

  • More Americans Defaulting On Credit Cards

    More Americans Defaulting On Credit Cards

    Tuesday, September 18 2018 4:14 AM EDT2018-09-18 08:14:19 GMT
    According to the Federal Reserve's G.19 Consumer Credit report, America's outstanding revolving debt – mostly credit card debt – was closing in on $1.04 trillion as of June 2018. How will we pay all that...
    According to the Federal Reserve's G.19 Consumer Credit report, America's outstanding revolving debt – mostly credit card debt – was closing in on $1.04 trillion as of June 2018. How will we pay all that money back?...
  • #1 Older Millennial Debt Is Not Student Loans

    #1 Older Millennial Debt Is Not Student Loans

    Saturday, September 15 2018 4:13 AM EDT2018-09-15 08:13:09 GMT
    According to Federal Reserve data, student loan debt has surpassed $1.5 trillion and comprises 11% of America's collective household debt balance – second only to mortgage debt. More than 44 million Americans...
    According to Federal Reserve data, student loan debt has surpassed $1.5 trillion and comprises 11% of America's collective household debt balance – second only to mortgage debt. More than 44 million Americans have...
  • Would You Share Your Driving Data To Save Money?

    Would You Share Your Driving Data To Save Money?

    Friday, September 14 2018 10:13 PM EDT2018-09-15 02:13:02 GMT
    By Stephanie Braun, Director of Auto Product Management at Esurance Companies have collected data on their customers for decades. It allows them to offer more tailored services and products, and provide more...
    By Stephanie Braun, Director of Auto Product Management at Esurance Companies have collected data on their customers for decades. It allows them to offer more tailored services and products, and provide more relevant...
  • Credit card default rates are... dropping?

    Credit card default rates are... dropping?

    Friday, September 14 2018 8:26 AM EDT2018-09-14 12:26:21 GMT
    iStockphoto.com/mapodileiStockphoto.com/mapodile

    Is there a limit to America's appetite for debt? At least one indicator suggests that the answer is no

    Is there a limit to America's appetite for debt? At least one indicator suggests that the answer is no

  • Odd Online Loans

    Odd Online Loans

    Friday, September 14 2018 4:12 AM EDT2018-09-14 08:12:42 GMT
    Can you believe someone was able to borrow money online to buy basketball trading cards? Not just any card, but a Michael Jordan rookie card that could be worth six figures! While millions of people have borrowed...
    Can you believe someone was able to borrow money online to buy basketball trading cards? Not just any card, but a Michael Jordan rookie card that could be worth six figures! While millions of people have borrowed money...
  • Get Your Credit Card Payments Under Control With Tally

    Get Your Credit Card Payments Under Control With Tally

    Thursday, September 13 2018 10:12 PM EDT2018-09-14 02:12:35 GMT
    By Emily Guy Birken If you are carrying balances on multiple credit cards, it can be confusing to figure out the best way to make your monthly payments to minimize the interest you pay. Should you follow the "debt...
    By Emily Guy Birken If you are carrying balances on multiple credit cards, it can be confusing to figure out the best way to make your monthly payments to minimize the interest you pay. Should you follow the "debt snowball"...
  • New 3% Down Payment Mortgages Available

    New 3% Down Payment Mortgages Available

    Wednesday, September 12 2018 10:12 PM EDT2018-09-13 02:12:13 GMT
    Are you looking for a mortgage that features a low down payment but can't find a suitable conventional loan because of various restrictions?The Federal Housing Administration (FHA) offers loan products with...
    Are you looking for a mortgage that features a low down payment but can't find a suitable conventional loan because of various restrictions?The Federal Housing Administration (FHA) offers loan products with down payments...
  • 5 questions you need to answer before retiring

    5 questions you need to answer before retiring

    Wednesday, September 12 2018 9:59 AM EDT2018-09-12 13:59:58 GMT
    iStockphoto.com/AnsonLuiStockphoto.com/AnsonLu

    You may be mentally and physically ready to retire, but are you financially ready to retire?

    You may be mentally and physically ready to retire, but are you financially ready to retire?

  • Why Dropping Cash On RFID-Blocking Tech Is A Waste Of Money

    Why Dropping Cash On RFID-Blocking Tech Is A Waste Of Money

    Wednesday, September 12 2018 4:11 AM EDT2018-09-12 08:11:47 GMT
    by Sandra Parsons Radio Frequency Identification (RFID)-blocking technology is a multi-million-dollar industry. Consumers concerned about someone stealing their credit card info using RFID readers can buy wallets,...
    by Sandra Parsons Radio Frequency Identification (RFID)-blocking technology is a multi-million-dollar industry. Consumers concerned about someone stealing their credit card info using RFID readers can buy wallets, purses,...
  • 6 Simple Steps To A Solid Financial Foundation (Infographic)

    6 Simple Steps To A Solid Financial Foundation (Infographic)

    Tuesday, September 11 2018 4:09 AM EDT2018-09-11 08:09:22 GMT
    There's a lot of financial advice out there, from the Wall Street Journal to podcasts to your brother-in-law's stock tips to "A penny saved is a penny earned." The infographic above, developed in...
    There's a lot of financial advice out there, from the Wall Street Journal to podcasts to your brother-in-law's stock tips to "A penny saved is a penny earned." The infographic above, developed in collaboration with...
  • 5 Ways To Reduce The Cost Of Your Car

    5 Ways To Reduce The Cost Of Your Car

    Monday, September 10 2018 10:09 PM EDT2018-09-11 02:09:17 GMT
    By Haden Kirkpatrick, Esurance Head of Marketing Strategy and Innovation Despite the majority of cars being parked 90 percent of the time, cars are the second biggest expense in the average American's budget....
    By Haden Kirkpatrick, Esurance Head of Marketing Strategy and Innovation Despite the majority of cars being parked 90 percent of the time, cars are the second biggest expense in the average American's budget. Aside from...
  • Learn where your money goes

    Learn where your money goes

    Monday, September 10 2018 9:32 AM EDT2018-09-10 13:32:44 GMT
    iStockphoto.com/PogoniciiStockphoto.com/Pogonici

    If you do not track your spending, you cannot distinguish between gremlins and your own spending habits or any other reason for your dwindling bank account, including fraud

    If you do not track your spending, you cannot distinguish between gremlins and your own spending habits or any other reason for your dwindling bank account, including fraud

  • Avoid Penalties If Late On Paying Taxes

    Avoid Penalties If Late On Paying Taxes

    Friday, September 7 2018 10:13 PM EDT2018-09-08 02:13:28 GMT
    Uh-oh. You didn't pay your taxes by the deadline. You're facing late payment penalties – but, believe it or not, you may be able to convince the IRS to waive those penalties. It's not well publicized,...
    Uh-oh. You didn't pay your taxes by the deadline. You're facing late payment penalties – but, believe it or not, you may be able to convince the IRS to waive those penalties. It's not well publicized, but the...
  • Millennials should improve credit before home shopping

    Millennials should improve credit before home shopping

    Friday, September 7 2018 9:31 AM EDT2018-09-07 13:31:16 GMT
    iStockphoto.com/andresriStockphoto.com/andresr

    With a small change in financial habits, more millennials could significantly shift their risk perception with lenders allowing them to qualify for mortgage loans

    With a small change in financial habits, more millennials could significantly shift their risk perception with lenders allowing them to qualify for mortgage loans

  • Credit Card Debt By State

    Credit Card Debt By State

    Friday, September 7 2018 4:13 AM EDT2018-09-07 08:13:10 GMT
    Is your credit card balance increasing or decreasing? Data from the credit bureau Experian suggests that it's more likely to be rising. Credit card balances increased by an average of almost 6.6% year over year...
    Is your credit card balance increasing or decreasing? Data from the credit bureau Experian suggests that it's more likely to be rising. Credit card balances increased by an average of almost 6.6% year over year in the...
  • Credit Card Freezes 101

    Credit Card Freezes 101

    Wednesday, September 5 2018 10:12 PM EDT2018-09-06 02:12:39 GMT
    Identity theft accounted for $16.8 billion in losses in 2017 spread across 16.7 million victims, according to Javelin Strategy and Research. Were you one of the unfortunate 16.7 million? Victim or not, it's...
    Identity theft accounted for $16.8 billion in losses in 2017 spread across 16.7 million victims, according to Javelin Strategy and Research. Were you one of the unfortunate 16.7 million? Victim or not, it's wise to...
  • 1 out of 7 are afraid to see their credit report

    1 out of 7 are afraid to see their credit report

    Wednesday, September 5 2018 8:23 AM EDT2018-09-05 12:23:20 GMT
    iStockphoto.com/SanneBergiStockphoto.com/SanneBerg

    Have you checked your credit report lately? If not, what's keeping you from doing so?

    Have you checked your credit report lately? If not, what's keeping you from doing so?

  • Personal Loans Are Fastest-Growing Consumer Debt

    Personal Loans Are Fastest-Growing Consumer Debt

    Wednesday, September 5 2018 4:12 AM EDT2018-09-05 08:12:20 GMT
    We often hear about skyrocketing student loan and credit card debt, but a different type of debt is growing at a faster rate than either of those. According to data from the credit bureau Experian, debt from...
    We often hear about skyrocketing student loan and credit card debt, but a different type of debt is growing at a faster rate than either of those. According to data from the credit bureau Experian, debt from personal loans...
  • 5 retirement fees to avoid

    5 retirement fees to avoid

    Tuesday, September 4 2018 9:07 AM EDT2018-09-04 13:07:07 GMT
    iStockphoto.com/AndreyPopoviStockphoto.com/AndreyPopov

    It's important to avoid unnecessary fees that take a bite out of your nest egg without providing value in return

    It's important to avoid unnecessary fees that take a bite out of your nest egg without providing value in return

  • From Foreclosure To 800 Credit Score

    From Foreclosure To 800 Credit Score

    Friday, August 31 2018 4:11 AM EDT2018-08-31 08:11:11 GMT
    "I raised my credit score over 800 – and you can, too!" So says Tiffany Aliche, a financial speaker and author better known as The Budgetnista. Tiffany was working as a schoolteacher, and had excellent credit,...
    "I raised my credit score over 800 – and you can, too!" So says Tiffany Aliche, a financial speaker and author better known as The Budgetnista. Tiffany was working as a schoolteacher, and had excellent credit, until she...
  • Survey: Women More Likely Than Men To Miss A Credit Card Payment

    Survey: Women More Likely Than Men To Miss A Credit Card Payment

    Thursday, August 30 2018 10:11 PM EDT2018-08-31 02:11:06 GMT
    What's a sure way to harm your credit score? Being late with payments or missing them completely. On-time payment history is one of the biggest factors in calculating your credit score – and, according to a new...
    What's a sure way to harm your credit score? Being late with payments or missing them completely. On-time payment history is one of the biggest factors in calculating your credit score – and, according to a new survey...
  • On The Dark Web, How Much Are You Worth?

    On The Dark Web, How Much Are You Worth?

    Wednesday, August 29 2018 4:10 AM EDT2018-08-29 08:10:27 GMT
    "Consumers for sale! Get your consumer information here! Plump ripe consumers, ready for the taking! Only $1,170 for a full consumer package! À la carte information for as little as a few dollars! Get them while...
    "Consumers for sale! Get your consumer information here! Plump ripe consumers, ready for the taking! Only $1,170 for a full consumer package! À la carte information for as little as a few dollars! Get them while they're...
  • Bankruptcies Dropping Among Young, But Growing For Seniors

    Bankruptcies Dropping Among Young, But Growing For Seniors

    Tuesday, August 28 2018 4:10 AM EDT2018-08-28 08:10:03 GMT
    Bankruptcy is a painful process at any point in life, but it's especially excruciating when you are at or near retirement age. There's no time to recover and build retirement income. Unfortunately, seniors...
    Bankruptcy is a painful process at any point in life, but it's especially excruciating when you are at or near retirement age. There's no time to recover and build retirement income. Unfortunately, seniors are...
  • Increase your credit score… By renting

    Increase your credit score… By renting

    Monday, August 27 2018 7:28 AM EDT2018-08-27 11:28:47 GMT
    iStockphoto.com/fizkesiStockphoto.com/fizkes

    If your credit score needs a little extra boost, renting may be the way to go

    If your credit score needs a little extra boost, renting may be the way to go

  • 7 steps to beat the summer debt bulge

    7 steps to beat the summer debt bulge

    Monday, August 27 2018 7:21 AM EDT2018-08-27 11:21:37 GMT
    iStockphoto.com/LightFieldStudiosiStockphoto.com/LightFieldStudios

    Have you spent too much on vacations, dining out, or entertainment this summer? Follow these seven simple steps to get your finances back on track and pay down your debt faster

    Have you spent too much on vacations, dining out, or entertainment this summer? Follow these seven simple steps to get your finances back on track and pay down your debt faster

  • Women Have Most Student Loan Debt

    Women Have Most Student Loan Debt

    Saturday, August 25 2018 4:09 AM EDT2018-08-25 08:09:01 GMT
    According to Federal Reserve Data, student loan debt reached $1.52 trillion in March of 2018. Women hold approximately $900 billion of that total. Why do women hold more in student loan balances? A recently...
    According to Federal Reserve Data, student loan debt reached $1.52 trillion in March of 2018. Women hold approximately $900 billion of that total. Why do women hold more in student loan balances? A recently updated report...
  • 8 common mistakes of tax extension filers

    8 common mistakes of tax extension filers

    Friday, August 24 2018 8:10 AM EDT2018-08-24 12:10:26 GMT
    iStockphoto.com/alfexeiStockphoto.com/alfexe

    Did you miss the April 17 tax deadline for 2018? If so, you probably filed for and received a six-month extension from the IRS. Don't relax too much, because October will be here before you know it

    Did you miss the April 17 tax deadline for 2018? If so, you probably filed for and received a six-month extension from the IRS. Don't relax too much, because October will be here before you know it

  • What Are You Worth On The Dark Web?

    What Are You Worth On The Dark Web?

    Friday, August 24 2018 4:08 AM EDT2018-08-24 08:08:40 GMT
    "Consumers for sale! Get your consumer information here! Plump ripe consumers, ready for the taking! Only $1,170 for a full consumer package! À la carte information for as little as a few dollars! Get them while...
    "Consumers for sale! Get your consumer information here! Plump ripe consumers, ready for the taking! Only $1,170 for a full consumer package! À la carte information for as little as a few dollars! Get them while they're...
  • Can This New Reverse Mortgage Alternative Help You?

    Can This New Reverse Mortgage Alternative Help You?

    Friday, August 24 2018 4:08 AM EDT2018-08-24 08:08:38 GMT
    Reverse mortgages can be a useful tool for seniors attempting to convert the equity in their home into cash for living expenses or other retirement purposes. The loan is usually paid out over time instead of as a...
    Reverse mortgages can be a useful tool for seniors attempting to convert the equity in their home into cash for living expenses or other retirement purposes. The loan is usually paid out over time instead of as a lump sum. ...
  • How Much Money Are You Left With After Expenses?

    How Much Money Are You Left With After Expenses?

    Wednesday, August 22 2018 10:08 PM EDT2018-08-23 02:08:12 GMT
    How much discretionary income do you have left after you've paid the monthly bills? Would that change if you were a homeowner instead of a renter, or vice versa? PropertyShark and RENTCafé considered this...
    How much discretionary income do you have left after you've paid the monthly bills? Would that change if you were a homeowner instead of a renter, or vice versa? PropertyShark and RENTCafé considered this question with...
  • Your low credit score could cost you $45,000

    Your low credit score could cost you $45,000

    Wednesday, August 22 2018 9:46 AM EDT2018-08-22 13:46:40 GMT
    iStockphoto.com/martin-dmiStockphoto.com/martin-dm

    A lower score means greater risk, and lenders will charge you a higher interest rate because of that difference

    A lower score means greater risk, and lenders will charge you a higher interest rate because of that difference

  • How Credit Utilization Impacts Your Credit Score

    How Credit Utilization Impacts Your Credit Score

    Wednesday, August 22 2018 4:07 AM EDT2018-08-22 08:07:59 GMT
    By Sandra Parsons Credit utilization is a fancy name for how much of your available credit you've used. It's one criterion used by the three major credit bureaus to calculate your credit score. Why do they...
    By Sandra Parsons Credit utilization is a fancy name for how much of your available credit you've used. It's one criterion used by the three major credit bureaus to calculate your credit score. Why do they care?...
  • Credit Scores Up, Negative Info Down

    Credit Scores Up, Negative Info Down

    Tuesday, August 21 2018 10:07 PM EDT2018-08-22 02:07:52 GMT
    Cleaning Up Credit Reports In April, we reported on the upcoming rise in credit scores thanks to the National Consumer Assistance Plan (NCAP). The NCAP was created by the three major credit bureaus (Experian,...
    Cleaning Up Credit Reports In April, we reported on the upcoming rise in credit scores thanks to the National Consumer Assistance Plan (NCAP). The NCAP was created by the three major credit bureaus (Experian, Equifax, and...
  • Received a credit card rate increase notice?

    Received a credit card rate increase notice?

    Tuesday, August 21 2018 9:47 AM EDT2018-08-21 13:47:44 GMT
    iStockphoto.com/BraunSiStockphoto.com/BraunS

    How many times have you tossed notices from your credit card issuer without reading them? The best answer is "never." You could be discarding a credit card interest rate increase notice

    How many times have you tossed notices from your credit card issuer without reading them? The best answer is "never." You could be discarding a credit card interest rate increase notice

  • When You Don't Have A Credit Card Grace Period

    When You Don't Have A Credit Card Grace Period

    Friday, August 17 2018 10:06 PM EDT2018-08-18 02:06:33 GMT
    Credit card issuers generally offer a grace period that allows you time to pay your bill without incurring interest charges on your purchases. The grace period usually lasts two or three weeks from the end of the...
    Credit card issuers generally offer a grace period that allows you time to pay your bill without incurring interest charges on your purchases. The grace period usually lasts two or three weeks from the end of the billing...
  • Despite not saving, millennials want to retire at 61

    Despite not saving, millennials want to retire at 61

    Friday, August 17 2018 8:10 AM EDT2018-08-17 12:10:00 GMT
    iStockphoto.com/FatCameraiStockphoto.com/FatCamera

    How would you like to retire early? Millennials identified the perfect retirement age as 61

    How would you like to retire early? Millennials identified the perfect retirement age as 61

  • Between A Scam And A Fraud Place – SMiShing Is Big Criminal Business

    Between A Scam And A Fraud Place – SMiShing Is Big Criminal Business

    Thursday, August 16 2018 10:06 PM EDT2018-08-17 02:06:12 GMT
    Internet scam artists are moving beyond your email inbox to target your text messages as well. "SMiShing," also known as SMS Phishing, continues to loot information from busy and unaware consumers despite its...
    Internet scam artists are moving beyond your email inbox to target your text messages as well. "SMiShing," also known as SMS Phishing, continues to loot information from busy and unaware consumers despite its relative...
  • 4 out of 5 Americans lie for money

    4 out of 5 Americans lie for money

    Thursday, August 16 2018 9:25 AM EDT2018-08-16 13:25:39 GMT
    iStockphoto.com/vladansiStockphoto.com/vladans

    Have you ever lied for financial gain? The odds are strong that you've done it at least once, and a new survey says you're among company

    Have you ever lied for financial gain? The odds are strong that you've done it at least once, and a new survey says you're among company

  • 9 Alternatives To Payday Loans

    9 Alternatives To Payday Loans

    Thursday, August 16 2018 4:05 AM EDT2018-08-16 08:05:54 GMT
    You have an important bill to pay and not enough money to pay for it. A payday loan might be the solution to your problem – if you don't mind paying very high interest rates. It's not uncommon for payday...
    You have an important bill to pay and not enough money to pay for it. A payday loan might be the solution to your problem – if you don't mind paying very high interest rates. It's not uncommon for payday loans to...
  • Construction Liens 101

    Construction Liens 101

    Wednesday, August 15 2018 10:05 PM EDT2018-08-16 02:05:49 GMT
    A construction lien, otherwise known as a mechanic's lien, is a claim that is made against a property by a contractor, subcontractor, or other professional party involved in a construction project. These liens...
    A construction lien, otherwise known as a mechanic's lien, is a claim that is made against a property by a contractor, subcontractor, or other professional party involved in a construction project. These liens exist to...
  • Car leasing 101

    Car leasing 101

    Wednesday, August 15 2018 7:51 AM EDT2018-08-15 11:51:33 GMT
    iStockphoto.com/praetorianphotoiStockphoto.com/praetorianphoto

    So, you are in the market for a new vehicle, huh? You've got some important decisions to make. But perhaps your most important decision, at least from a financial standpoint, is how you will pay for the vehicle

    So, you are in the market for a new vehicle, huh? You've got some important decisions to make. But perhaps your most important decision, at least from a financial standpoint, is how you will pay for the vehicle

  • Why Millennials Aren't Buying Homes

    Why Millennials Aren't Buying Homes

    Tuesday, August 14 2018 10:05 PM EDT2018-08-15 02:05:22 GMT
    Waiting to Buy According to a new study by the Urban Institute, millennials are waiting longer than previous generations to enter the housing market. Approximately 8% fewer millennials of ages 25-34 own homes as...
    Waiting to Buy According to a new study by the Urban Institute, millennials are waiting longer than previous generations to enter the housing market. Approximately 8% fewer millennials of ages 25-34 own homes as compared to...
  • Trump changing use of credit scores in home loans

    Trump changing use of credit scores in home loans

    Tuesday, August 14 2018 8:16 AM EDT2018-08-14 12:16:58 GMT
    iStockphoto.com/PeopleImagesiStockphoto.com/PeopleImages

    Are you having trouble getting a home loan because you have no suitable credit history? That may soon change

    Are you having trouble getting a home loan because you have no suitable credit history? That may soon change

  • How To Negotiate With A Collection Agency

    How To Negotiate With A Collection Agency

    Tuesday, August 14 2018 4:05 AM EDT2018-08-14 08:05:10 GMT
    Do you have a bill that has been turned over to a collection agency? Of course, you'll want to make things right as well as remove the negative effect on your credit score. But what if you can't afford to...
    Do you have a bill that has been turned over to a collection agency? Of course, you'll want to make things right as well as remove the negative effect on your credit score. But what if you can't afford to pay the...
  • How To Motivate Millennials To Save For Retirement

    How To Motivate Millennials To Save For Retirement

    Tuesday, August 14 2018 4:05 AM EDT2018-08-14 08:05:09 GMT
    For millennials who are just stepping into their workaday world, planning for retirement is definitely not something they seem to have on their mind. However, as Social Security benefits are sure to scale back over...
    For millennials who are just stepping into their workaday world, planning for retirement is definitely not something they seem to have on their mind. However, as Social Security benefits are sure to scale back over the next...
  • Top 3 mortgage rejection reasons

    Top 3 mortgage rejection reasons

    Monday, August 13 2018 8:14 AM EDT2018-08-13 12:14:19 GMT
    iStockphoto.com/LPETTETiStockphoto.com/LPETTET

    Have you been denied a mortgage loan recently? Rejections usually don't come down to a single reason, because lenders look at your overall financial status. However, some factors increase your risk of rejection...

    Have you been denied a mortgage loan recently? Rejections usually don't come down to a single reason, because lenders look at your overall financial status. However, some factors increase your risk of rejection...

  • 5 Steps To Prep Your Retirement Savings For The Next Market Crash

    5 Steps To Prep Your Retirement Savings For The Next Market Crash

    Friday, August 10 2018 10:03 PM EDT2018-08-11 02:03:57 GMT
    One day you appear to be on track for retirement, and the next day the stock market crashes. You were on track for a comfortable retirement at age 67 – or before, with a little luck. Now you may have to work into...
    One day you appear to be on track for retirement, and the next day the stock market crashes. You were on track for a comfortable retirement at age 67 – or before, with a little luck. Now you may have to work into your 70s...
  • Nearly half of millennials feel held back by credit score

    Nearly half of millennials feel held back by credit score

    Friday, August 10 2018 9:29 AM EDT2018-08-10 13:29:13 GMT
    iStockphoto.com/NicolasMcComberiStockphoto.com/NicolasMcComber

    Is a bad credit score dragging you down? Almost half of millennials feel that way, according to a new survey

    Is a bad credit score dragging you down? Almost half of millennials feel that way, according to a new survey

  • 5 Steps To Take Before Retirement

    5 Steps To Take Before Retirement

    Friday, August 10 2018 4:03 AM EDT2018-08-10 08:03:41 GMT
    Are you planning to retire within the next 10 to 15 years?If so, are you ready to take retirement preparedness to the next level? Retirement is no longer an abstract concept when you reach your 50s. It's...
    Are you planning to retire within the next 10 to 15 years?If so, are you ready to take retirement preparedness to the next level? Retirement is no longer an abstract concept when you reach your 50s. It's important to...
  • Use The Digit App To Pay Down Credit Card Debt

    Use The Digit App To Pay Down Credit Card Debt

    Friday, August 10 2018 4:03 AM EDT2018-08-10 08:03:40 GMT
    Are you having trouble saving money while simultaneously dealing with excessive credit card debt? Mobile savings apps such as Digit and Qapital can help you establish an automatic saving routine – but Digit has...
    Are you having trouble saving money while simultaneously dealing with excessive credit card debt? Mobile savings apps such as Digit and Qapital can help you establish an automatic saving routine – but Digit has introduced a...
  • All about the 4% retirement rule

    All about the 4% retirement rule

    Thursday, August 9 2018 9:44 AM EDT2018-08-09 13:44:43 GMT
    iStockphoto.com/EllenaZiStockphoto.com/EllenaZ

    Are you familiar with the 4% rule and how it relates to retirement? Let's find out.

    Are you familiar with the 4% rule and how it relates to retirement? Let's find out.

  • Insurance Price Optimization

    Insurance Price Optimization

    Wednesday, August 8 2018 10:03 PM EDT2018-08-09 02:03:09 GMT
    It makes sense that if you have a car accident, your insurance premium could go up. What doesn't make sense is that if you don't have an accident, you could also end up paying more, for no reason at all. ...
    It makes sense that if you have a car accident, your insurance premium could go up. What doesn't make sense is that if you don't have an accident, you could also end up paying more, for no reason at all. The...
  • When the government can keep your tax refunds and disability checks

    When the government can keep your tax refunds and disability checks

    Wednesday, August 8 2018 9:05 AM EDT2018-08-08 13:05:31 GMT
    iStockphoto.com/ozgurdonmaziStockphoto.com/ozgurdonmaz

    The term "administrative offset" brings to mind meaningless governmental jargon. It is governmental jargon – but if you are affected, it's not meaningless at all

    The term "administrative offset" brings to mind meaningless governmental jargon. It is governmental jargon – but if you are affected, it's not meaningless at all

  • Credit-Builder Loans 101

    Credit-Builder Loans 101

    Wednesday, August 8 2018 4:02 AM EDT2018-08-08 08:02:49 GMT
    Applying for credit for the first time is a bit like applying for your first job. People are hesitant to hire you because you don't have any job experience, and you can't get any job experience because...
    Applying for credit for the first time is a bit like applying for your first job. People are hesitant to hire you because you don't have any job experience, and you can't get any job experience because nobody will...
  • Six tips on credit card fraud prevention in the digital age

    Six tips on credit card fraud prevention in the digital age

    Tuesday, August 7 2018 9:25 AM EDT2018-08-07 13:25:23 GMT
    iStockphoto.com/alengoiStockphoto.com/alengo

    While technology provides a safety net of sorts, consumers still need to be proactive about managing their transactions and statements

    While technology provides a safety net of sorts, consumers still need to be proactive about managing their transactions and statements

  • We Paid $104 Billion In 12 Months Just On Credit Card Interest!

    We Paid $104 Billion In 12 Months Just On Credit Card Interest!

    Monday, August 6 2018 10:02 PM EDT2018-08-07 02:02:22 GMT
    According to Federal Reserve data compiled by MagnifyMoney, Americans paid $104 billion in interest on credit card purchases over the twelve months ending March 2018. That's not outstanding credit card...
    According to Federal Reserve data compiled by MagnifyMoney, Americans paid $104 billion in interest on credit card purchases over the twelve months ending March 2018. That's not outstanding credit card balances, which...
  • What do I do when my debt is sold?

    What do I do when my debt is sold?

    Monday, August 6 2018 9:19 AM EDT2018-08-06 13:19:33 GMT
    iStockphoto.com/JerryPDXiStockphoto.com/JerryPDX

    Just like assets can be sold, so can debts. But things relating to the servicing of your loan such as due dates and payment arrangements may change

    Just like assets can be sold, so can debts. But things relating to the servicing of your loan such as due dates and payment arrangements may change

  • How to get your child a Social Security number

    How to get your child a Social Security number

    Friday, August 3 2018 9:16 AM EDT2018-08-03 13:16:42 GMT
    iStockphoto.com/monkeybusinessimagesiStockphoto.com/monkeybusinessimages

    Don't let a Social Security number slip through the cracks

    Don't let a Social Security number slip through the cracks

  • How To Best Pull Off A Balance Transfer

    How To Best Pull Off A Balance Transfer

    Friday, August 3 2018 4:01 AM EDT2018-08-03 08:01:12 GMT
    By Tracy Scott Have you been ignoring those credit card offers that arrive in your mailbox each week? If so, reconsider slam-dunking them into the circular file... especially if you have credit card debt you'd...
    By Tracy Scott Have you been ignoring those credit card offers that arrive in your mailbox each week? If so, reconsider slam-dunking them into the circular file... especially if you have credit card debt you'd like to...
  • All about real estate disclosures

    All about real estate disclosures

    Thursday, August 2 2018 9:08 AM EDT2018-08-02 13:08:40 GMT
    iStockphoto.com/AramyaniStockphoto.com/Aramyan

    You want to know exactly what you are getting when you make any large purchase, especially when you are buying a home. That's why a real estate disclosure statement is a fundamental part of any real estate transaction.

    You want to know exactly what you are getting when you make any large purchase, especially when you are buying a home. That's why a real estate disclosure statement is a fundamental part of any real estate transaction.

  • The easy way to save thousands on your mortgage

    The easy way to save thousands on your mortgage

    Wednesday, August 1 2018 8:16 AM EDT2018-08-01 12:16:50 GMT
    iStockphoto.com/manusapon_kasosodiStockphoto.com/manusapon_kasosod

    You probably comparison-shop for most of your purchases, especially the high-dollar ones. Consider doing the same when it comes to your mortgage.

    You probably comparison-shop for most of your purchases, especially the high-dollar ones. Consider doing the same when it comes to your mortgage.

  • Mortgage Deduction Claims Will Drop More Than 50%

    Mortgage Deduction Claims Will Drop More Than 50%

    Tuesday, July 31 2018 10:00 PM EDT2018-08-01 02:00:19 GMT
    Who wants simpler taxes? Most of us do, assuming we also keep more money in the process. Starting in 2018, homeowners are more likely to have simpler tax returns – but they may need to make similar tax...
    Who wants simpler taxes? Most of us do, assuming we also keep more money in the process. Starting in 2018, homeowners are more likely to have simpler tax returns – but they may need to make similar tax calculations to...
  • 5 spending habits that won't rebuild your credit

    5 spending habits that won't rebuild your credit

    Tuesday, July 31 2018 8:30 AM EDT2018-07-31 12:30:18 GMT
    iStockphoto.com/lzfiStockphoto.com/lzf

    When your credit score is down, it takes great effort to rebuild it

    When your credit score is down, it takes great effort to rebuild it

  • Card Cracking 101

    Card Cracking 101

    Monday, July 30 2018 10:14 PM EDT2018-07-31 02:14:55 GMT
    By Sandra Parsons While Cardi B is topping the charts, "Card Cracking" is ruining some music fans' lives. Rapper Young Ash and five others were recently indicted for running a card cracking ring that recruited...
    By Sandra Parsons While Cardi B is topping the charts, "Card Cracking" is ruining some music fans' lives. Rapper Young Ash and five others were recently indicted for running a card cracking ring that recruited...
  • Millennials have more home buying regrets

    Millennials have more home buying regrets

    Monday, July 30 2018 8:12 AM EDT2018-07-30 12:12:53 GMT
    iStockphoto.com/AntonioGuillemiStockphoto.com/AntonioGuillem

    Perhaps millennials are expecting too much out of homeownership, ignoring the old axiom "The secret to happiness is low expectations."

    Perhaps millennials are expecting too much out of homeownership, ignoring the old axiom "The secret to happiness is low expectations."

  • 5 Steps To Take After (Finally) Paying Off Your Credit Cards

    5 Steps To Take After (Finally) Paying Off Your Credit Cards

    Saturday, July 28 2018 4:13 AM EDT2018-07-28 08:13:45 GMT
    With hard work and discipline, you've managed to whittle down your sizable credit card debt to zero. What's the next step? More hard work and discipline. Keep doing what you were doing, because it's...
    With hard work and discipline, you've managed to whittle down your sizable credit card debt to zero. What's the next step? More hard work and discipline. Keep doing what you were doing, because it's working for...
  • 5 things to know before getting a credit card

    5 things to know before getting a credit card

    Friday, July 27 2018 9:14 AM EDT2018-07-27 13:14:16 GMT
    iStockphoto.com/PeopleImagesiStockphoto.com/PeopleImages

    If you don't use your card wisely, it's easy to get into unpleasant credit situations that can have long-lasting effects

    If you don't use your card wisely, it's easy to get into unpleasant credit situations that can have long-lasting effects

  • 3 routes to steady retirement income

    3 routes to steady retirement income

    Thursday, July 26 2018 8:12 AM EDT2018-07-26 12:12:52 GMT
    iStockphoto.com/marchmeena29iStockphoto.com/marchmeena29

    If you are one of the fortunate few who have a defined benefit retirement plan, you have more predictability in your retirement income than most

    If you are one of the fortunate few who have a defined benefit retirement plan, you have more predictability in your retirement income than most

  • There's no correlation between interest rates and home sales

    There's no correlation between interest rates and home sales

    Wednesday, July 25 2018 8:26 AM EDT2018-07-25 12:26:22 GMT
    iStockphoto.com/FeverpitchediStockphoto.com/Feverpitched

    The relationship is almost zero between mortgage rates and home sales

    The relationship is almost zero between mortgage rates and home sales

  • Adverse Action Notices 101

    Adverse Action Notices 101

    Wednesday, July 25 2018 4:12 AM EDT2018-07-25 08:12:29 GMT
    Have you been rejected for credit? You can mope and complain about the unfairness of it all – or you can turn a negative today into a positive tomorrow by learning from the experience. Thanks to the Fair Credit...
    Have you been rejected for credit? You can mope and complain about the unfairness of it all – or you can turn a negative today into a positive tomorrow by learning from the experience. Thanks to the Fair Credit Reporting...
  • How much does your dream home cost?

    How much does your dream home cost?

    Tuesday, July 24 2018 8:29 AM EDT2018-07-24 12:29:07 GMT
    iStockphoto.com/jhorrocksiStockphoto.com/jhorrocks

    What does your dream home look like, and how much does it cost? Whether it's a cottage on a secluded beach, a stately mansion on a hill, or something in-between, your dream home probably won't come cheap

    What does your dream home look like, and how much does it cost? Whether it's a cottage on a secluded beach, a stately mansion on a hill, or something in-between, your dream home probably won't come cheap

  • Get your money as soon as you earn it

    Get your money as soon as you earn it

    Monday, July 23 2018 8:22 AM EDT2018-07-23 12:22:44 GMT
    iStockphoto.com/undefinedundefinediStockphoto.com/undefinedundefined

    You're in a cash-flow crunch again. What do you do?

    You're in a cash-flow crunch again. What do you do?

  • Will Your HELOC Be Tax-Deductible?

    Will Your HELOC Be Tax-Deductible?

    Saturday, July 21 2018 4:10 AM EDT2018-07-21 08:10:47 GMT
    Homeowners may see less of a tax break this year, thanks to the Tax Cuts and Jobs Act (TCJA). Beginning with homes purchased after December 16, 2017, you can only deduct the interest incurred on $750,000 of...
    Homeowners may see less of a tax break this year, thanks to the Tax Cuts and Jobs Act (TCJA). Beginning with homes purchased after December 16, 2017, you can only deduct the interest incurred on $750,000 of mortgage debt on...
  • Keep your data off the dark web

    Keep your data off the dark web

    Friday, July 20 2018 7:52 AM EDT2018-07-20 11:52:18 GMT
    iStockphoto.com/South_agencyiStockphoto.com/South_agency

    Is your credit card information floating around the dark web, waiting to be sold to an enterprising criminal?

    Is your credit card information floating around the dark web, waiting to be sold to an enterprising criminal?

  • Identity Thieves Still Successful Despite Credit Freezes

    Identity Thieves Still Successful Despite Credit Freezes

    Friday, July 20 2018 4:10 AM EDT2018-07-20 08:10:22 GMT
    Credit freezes are one of the most powerful tools you have against fraudulent use of your identity. Unlike a fraud alert, which just requires that creditors take reasonable steps to verify your identity when a...
    Credit freezes are one of the most powerful tools you have against fraudulent use of your identity. Unlike a fraud alert, which just requires that creditors take reasonable steps to verify your identity when a credit request...
  • The Death Of The Fiduciary Rule

    The Death Of The Fiduciary Rule

    Thursday, July 19 2018 10:10 PM EDT2018-07-20 02:10:19 GMT
    Did you realize that not all financial advisors are obligated to act in your best interest? Financial professionals are obligated to offer products and advice that are suitable for your needs, but not all of them...
    Did you realize that not all financial advisors are obligated to act in your best interest? Financial professionals are obligated to offer products and advice that are suitable for your needs, but not all of them are...
  • 7 taxes retirees must consider

    7 taxes retirees must consider

    Thursday, July 19 2018 8:20 AM EDT2018-07-19 12:20:23 GMT
    iStockphoto.com/Bojan89iStockphoto.com/Bojan89

    You're responsible for your own taxes and will be facing new taxes and rules on your retirement income sources like these

    You're responsible for your own taxes and will be facing new taxes and rules on your retirement income sources like these

  • Can an identity thief change your home address?

    Can an identity thief change your home address?

    Wednesday, July 18 2018 8:00 AM EDT2018-07-18 12:00:15 GMT
    iStockphoto.com/krblokhiniStockphoto.com/krblokhin

    Identity thieves can potentially redirect your mail by filling out a change of address form in your name

    Identity thieves can potentially redirect your mail by filling out a change of address form in your name

  • Americans still not saving... But don't care!

    Americans still not saving... But don't care!

    Tuesday, July 17 2018 9:08 AM EDT2018-07-17 13:08:25 GMT
    iStockphoto.com/vitapixiStockphoto.com/vitapix

    Do you have enough cash to handle an unexpected emergency expense? According to a new survey, a significant number of Americans don't have an emergency savings fund and don't see the lack of one as a problem.

    Do you have enough cash to handle an unexpected emergency expense? According to a new survey, a significant number of Americans don't have an emergency savings fund and don't see the lack of one as a problem.

  • Worst States For Cybersecurity

    Worst States For Cybersecurity

    Tuesday, July 17 2018 4:09 AM EDT2018-07-17 08:09:42 GMT
    Your data is under constant attack from hackers. Unless you take steps to protect your personal and account information, you're at a high risk for identity theft – and the residents of some states are less...
    Your data is under constant attack from hackers. Unless you take steps to protect your personal and account information, you're at a high risk for identity theft – and the residents of some states are less vigilant than...
  • Postponing Retirement For Months Just As Good As Years Of Saving More

    Postponing Retirement For Months Just As Good As Years Of Saving More

    Monday, July 16 2018 10:09 PM EDT2018-07-17 02:09:38 GMT
    How much longer would you have to work beyond your full retirement age to equal an additional 1% retirement savings over the thirty years prior to your retirement? You might expect to work an extra year or two –...
    How much longer would you have to work beyond your full retirement age to equal an additional 1% retirement savings over the thirty years prior to your retirement? You might expect to work an extra year or two – but...
  • How to turn low unemployment into a raise

    How to turn low unemployment into a raise

    Monday, July 16 2018 8:26 AM EDT2018-07-16 12:26:16 GMT
    iStockphoto.com/Cecilie_ArcursiStockphoto.com/Cecilie_Arcurs

    According to economic theory, low unemployment will lead to rising wages as employers compete for the small pool of qualified workers

    According to economic theory, low unemployment will lead to rising wages as employers compete for the small pool of qualified workers

  • 2 In 5 Believe Age Affects Credit Score

    2 In 5 Believe Age Affects Credit Score

    Friday, July 13 2018 10:08 PM EDT2018-07-14 02:08:22 GMT
    Do you look at your credit score as a mysterious number that rises and falls for no good reason? Do you look at your credit score as an asset to be managed? Do you look at your credit score at all? The annual...
    Do you look at your credit score as a mysterious number that rises and falls for no good reason? Do you look at your credit score as an asset to be managed? Do you look at your credit score at all? The annual credit score...
  • Americans' financial regrets

    Americans' financial regrets

    Friday, July 13 2018 9:04 AM EDT2018-07-13 13:04:14 GMT
    iStockphoto.com/tarasov_vliStockphoto.com/tarasov_vl

    Financial regrets can have longer-lasting consequences and, according to a recent survey, 76% of Americans have some form of financial regret

    Financial regrets can have longer-lasting consequences and, according to a recent survey, 76% of Americans have some form of financial regret

  • Credit Card Hardship Programs 101

    Credit Card Hardship Programs 101

    Friday, July 13 2018 4:08 AM EDT2018-07-13 08:08:39 GMT
    You are at your wit's end. You were already in debt and struggling to make ends meet. Bills were piling up. Now you have suffered a large financial setback that threatens to push you over the edge. How can you...
    You are at your wit's end. You were already in debt and struggling to make ends meet. Bills were piling up. Now you have suffered a large financial setback that threatens to push you over the edge. How can you possibly...
  • 20 Best & Worst Cities To Live In When You're In Debt

    20 Best & Worst Cities To Live In When You're In Debt

    Friday, July 13 2018 4:08 AM EDT2018-07-13 08:08:37 GMT
    If you're deep in debt and struggling to climb out of it, life can be difficult regardless of where you live. However, your location can either make your situation more tolerable or increase your misery. ...
    If you're deep in debt and struggling to climb out of it, life can be difficult regardless of where you live. However, your location can either make your situation more tolerable or increase your misery. Student Loan...
  • Don't let a credit dispute blow your mortgage

    Don't let a credit dispute blow your mortgage

    Thursday, July 12 2018 8:26 AM EDT2018-07-12 12:26:54 GMT
    iStockphoto.com/AntonioGuillemiStockphoto.com/AntonioGuillem

    "Always check your credit report for errors, and dispute any errors as soon as possible." We normally give this advice, but there are a few exceptions to this rule – including when you are preparing to apply for a mortgage

    "Always check your credit report for errors, and dispute any errors as soon as possible." We normally give this advice, but there are a few exceptions to this rule – including when you are preparing to apply for a mortgage

  • Which States Have The Highest Credit Scores?

    Which States Have The Highest Credit Scores?

    Wednesday, July 11 2018 10:08 PM EDT2018-07-12 02:08:03 GMT
    How does your credit score stack up against other consumers in your state? According to Experian, the average national VantageScore credit score value for 2017 was 675 – which would put you well above average in...
    How does your credit score stack up against other consumers in your state? According to Experian, the average national VantageScore credit score value for 2017 was 675 – which would put you well above average in Mississippi,...
  • 7 questions to ask yourself to choose where to retire

    7 questions to ask yourself to choose where to retire

    Wednesday, July 11 2018 8:26 AM EDT2018-07-11 12:26:33 GMT
    iStockphoto.com/PeopleImagesiStockphoto.com/PeopleImages

    Do you plan to relocate when you retire? If so, where would you like to go?

    Do you plan to relocate when you retire? If so, where would you like to go?

  • Less than 1 in 3 parents teach their kids about credit scores

    Less than 1 in 3 parents teach their kids about credit scores

    Tuesday, July 10 2018 8:27 AM EDT2018-07-10 12:27:10 GMT
    iStockphoto.com/GeorgijeviciStockphoto.com/Georgijevic

    Your kids are growing up fast. Soon, it will be time to have ... the talk. No, not that one. We're referring to the talk about responsible use of credit.

    Your kids are growing up fast. Soon, it will be time to have ... the talk. No, not that one. We're referring to the talk about responsible use of credit.

  • Get Cash Back On Your Debit Cards!

    Get Cash Back On Your Debit Cards!

    Tuesday, July 10 2018 4:07 AM EDT2018-07-10 08:07:21 GMT
    Prefer using debit cards over credit cards, but miss earning rewards? Some debit cards offer cash-back rewards – either as a straight points-based redemption program or as a perks-based program directed at...
    Prefer using debit cards over credit cards, but miss earning rewards? Some debit cards offer cash-back rewards – either as a straight points-based redemption program or as a perks-based program directed at purchases with...
  • 1 In 3 use credit cards simply for rewards

    1 In 3 use credit cards simply for rewards

    Monday, July 9 2018 8:24 AM EDT2018-07-09 12:24:08 GMT
    iStockphoto.com/Eva-KataliniStockphoto.com/Eva-Katalin

    Do you consider a rewards program as an integral part of your credit card choice? According to a new study by finder.com, close to one-third of Americans use credit cards just to get the associated rewards.

    Do you consider a rewards program as an integral part of your credit card choice? According to a new study by finder.com, close to one-third of Americans use credit cards just to get the associated rewards.

  • Renters' top 8 biggest concerns about buying a home

    Renters' top 8 biggest concerns about buying a home

    Friday, July 6 2018 8:24 AM EDT2018-07-06 12:24:40 GMT
    iStockphoto.com/pirankaiStockphoto.com/piranka

    Homeownership remains a goal for most Americans. However, a recent report shows eight concerns renters have regarding that goal

    Homeownership remains a goal for most Americans. However, a recent report shows eight concerns renters have regarding that goal

  • American Home Sellers By The Numbers (Infographic)

    American Home Sellers By The Numbers (Infographic)

    Friday, July 6 2018 4:05 AM EDT2018-07-06 08:05:46 GMT
    Are you thinking about putting your house on the market? Check out our infographic above to discover the most popular marketing methods that other U.S. home sellers are using. Learn about incentives you could offer...
    Are you thinking about putting your house on the market? Check out our infographic above to discover the most popular marketing methods that other U.S. home sellers are using. Learn about incentives you could offer to...
  • Summer jobs and income taxes

    Summer jobs and income taxes

    Thursday, July 5 2018 9:29 AM EDT2018-07-05 13:29:05 GMT
    iStockphoto.com/shapechargeiStockphoto.com/shapecharge

    Welcome, students, to income taxes and how they affect the working world that you have joined

    Welcome, students, to income taxes and how they affect the working world that you have joined

  • Need Down Payment Help? Consider Shared Equity

    Need Down Payment Help? Consider Shared Equity

    Wednesday, July 4 2018 10:05 PM EDT2018-07-05 02:05:18 GMT
    You want to buy a home and have the income to support a decent monthly payment – but you can't save up enough money for a significant down payment. With home prices and interest rates rising, you're afraid...
    You want to buy a home and have the income to support a decent monthly payment – but you can't save up enough money for a significant down payment. With home prices and interest rates rising, you're afraid that...
  • Data Breaches Continue – Protect Yourself

    Data Breaches Continue – Protect Yourself

    Tuesday, July 3 2018 10:04 PM EDT2018-07-04 02:04:54 GMT
    Another Day, Another Breach Have we reached the point where Americans react to data breaches with a yawn? Given the constant stream of new attacks and the staggering number of accounts involved, that's an...
    Another Day, Another Breach Have we reached the point where Americans react to data breaches with a yawn? Given the constant stream of new attacks and the staggering number of accounts involved, that's an understandable...
  • Shimmers: the new credit card skimmers

    Shimmers: the new credit card skimmers

    Tuesday, July 3 2018 7:53 AM EDT2018-07-03 11:53:56 GMT
    iStockphoto.com/ilkaydedeiStockphoto.com/ilkaydede

    Thieves have found a new way to exploit chip-enabled cards through credit card shimming instead of skimming

    Thieves have found a new way to exploit chip-enabled cards through credit card shimming instead of skimming

  • Not paying credit cards – a timeline to avoid

    Not paying credit cards – a timeline to avoid

    Tuesday, July 3 2018 7:52 AM EDT2018-07-03 11:52:00 GMT
    iStockphoto.com/MladenZivkoviciStockphoto.com/MladenZivkovic

    Here's what happens when you start missing credit card payments

    Here's what happens when you start missing credit card payments

  • Raise your credit score, and pay less for insurance

    Raise your credit score, and pay less for insurance

    Monday, July 2 2018 7:25 AM EDT2018-07-02 11:25:54 GMT
    iStockphoto.com/AajaniStockphoto.com/Aajan

    A poor credit score makes your financial life difficult in a number of ways

    A poor credit score makes your financial life difficult in a number of ways

  • Most Americans don't have a financial plan, but should

    Most Americans don't have a financial plan, but should

    Friday, June 29 2018 8:04 AM EDT2018-06-29 12:04:03 GMT
    iStockphoto.com/gpointstudioiStockphoto.com/gpointstudio

    Do you have a financial plan? A real, written plan with goals, targets, and timelines, not just "I plan to stay out of debt this year"? If you have no such plan, you have plenty of company

    Do you have a financial plan? A real, written plan with goals, targets, and timelines, not just "I plan to stay out of debt this year"? If you have no such plan, you have plenty of company

  • American Homebuyers By The Numbers (Infographic)

    American Homebuyers By The Numbers (Infographic)

    Friday, June 29 2018 4:03 AM EDT2018-06-29 08:03:00 GMT
    Who is buying homes in the US? Discover who these homebuyers are in our exclusive infographic above. Lenders compare mortgage applications across several factors, including the credit scores of hopeful homebuyers....
    Who is buying homes in the US? Discover who these homebuyers are in our exclusive infographic above. Lenders compare mortgage applications across several factors, including the credit scores of hopeful homebuyers. You can...
  • More taxes on online purchases

    More taxes on online purchases

    Thursday, June 28 2018 8:04 AM EDT2018-06-28 12:04:17 GMT
    iStockphoto.com/hakinmhaniStockphoto.com/hakinmhan

    Americans will soon be paying up to $33 billion more each year for online purchases

    Americans will soon be paying up to $33 billion more each year for online purchases

  • Not Paying Credit Cards – A Timeline to Avoid (Part 2)

    Not Paying Credit Cards – A Timeline to Avoid (Part 2)

    Wednesday, June 27 2018 4:01 AM EDT2018-06-27 08:01:35 GMT
    By Sandra Parsons In a recent article, we described the implications of being less than three months late with your credit card payment. While late fees, increased interest rates, and a knock to your credit score...
    By Sandra Parsons In a recent article, we described the implications of being less than three months late with your credit card payment. While late fees, increased interest rates, and a knock to your credit score are bad...
  • Your low credit score could cost you $21,000

    Your low credit score could cost you $21,000

    Tuesday, June 26 2018 8:16 AM EDT2018-06-26 12:16:00 GMT
    iStockphoto.com/kosminiStockphoto.com/kosmin

    How much does your credit score affect your mortgage rates? A recent study by Zillow reveals some shocking information

    How much does your credit score affect your mortgage rates? A recent study by Zillow reveals some shocking information

  • Fill your IRA with low-cost index funds

    Fill your IRA with low-cost index funds

    Monday, June 25 2018 8:09 AM EDT2018-06-25 12:09:13 GMT
    iStockphoto.com/AndreyPopoviStockphoto.com/AndreyPopov

    Does your IRA or 401(k) contain mostly actively managed funds or index funds? Do you know the difference between those two funds? Do you even know what's in your IRA or 401(k) at all?

    Does your IRA or 401(k) contain mostly actively managed funds or index funds? Do you know the difference between those two funds? Do you even know what's in your IRA or 401(k) at all?

  • Seniors and affordable transportation

    Seniors and affordable transportation

    Friday, June 22 2018 9:29 AM EDT2018-06-22 13:29:20 GMT
    iStockphoto.com/chameleonseyeiStockphoto.com/chameleonseye

    Affordable transportation is often a concern for senior citizens

    Affordable transportation is often a concern for senior citizens

  • How We Paid For Our Homes (Infographic)

    How We Paid For Our Homes (Infographic)

    Friday, June 22 2018 4:14 AM EDT2018-06-22 08:14:51 GMT
    How badly do you want to own a home? What would you be willing to give up to achieve the American dream? Discover what sacrifices recent homebuyers made to purchase their homes, and whether they see the acquisition...
    How badly do you want to own a home? What would you be willing to give up to achieve the American dream? Discover what sacrifices recent homebuyers made to purchase their homes, and whether they see the acquisition as a...
  • 1 In 4 Kids Will Be Victims Of ID Fraud Before Age 18

    1 In 4 Kids Will Be Victims Of ID Fraud Before Age 18

    Thursday, June 21 2018 10:14 PM EDT2018-06-22 02:14:45 GMT
    It's hard for young Americans to leave the security of their childhood home and find their way in the real world. It's even harder when identity thieves have stolen their identity and ruined their credit...
    It's hard for young Americans to leave the security of their childhood home and find their way in the real world. It's even harder when identity thieves have stolen their identity and ruined their credit before they...
  • Most of us don't know our credit card APR

    Most of us don't know our credit card APR

    Thursday, June 21 2018 7:45 AM EDT2018-06-21 11:45:11 GMT
    iStockphoto.com/skynesheriStockphoto.com/skynesher

    Are you getting the best deal on your credit cards? If you regularly carry a balance, a new survey from CreditCards.com suggests there's almost a 50/50 chance you don't know how good your deal is

    Are you getting the best deal on your credit cards? If you regularly carry a balance, a new survey from CreditCards.com suggests there's almost a 50/50 chance you don't know how good your deal is

  • First-time homebuyers setting records

    First-time homebuyers setting records

    Wednesday, June 20 2018 7:10 AM EDT2018-06-20 11:10:26 GMT
    iStockphoto.com/vladimirvladimiroviStockphoto.com/vladimirvladimirov

    Prospective first-time homebuyers are facing stiff challenges as they enter today's housing market – including finding an affordable home

    Prospective first-time homebuyers are facing stiff challenges as they enter today's housing market – including finding an affordable home

  • Why check your credit report and credit score? Why wouldn't you?

    Why check your credit report and credit score? Why wouldn't you?

    Tuesday, June 19 2018 7:18 AM EDT2018-06-19 11:18:44 GMT
    iStockphoto.com/HbrHiStockphoto.com/HbrH

    Your credit report and credit score act as warning signs for your financial health. Ignore them at your own risk.

    Your credit report and credit score act as warning signs for your financial health. Ignore them at your own risk.

  • 5 ways to have your student loans forgiven

    5 ways to have your student loans forgiven

    Monday, June 18 2018 7:03 AM EDT2018-06-18 11:03:15 GMT
    iStockphoto.com/DanielBendjyiStockphoto.com/DanielBendjy

    Does your student loan situation look hopeless? Don't give up hope yet.

    Does your student loan situation look hopeless? Don't give up hope yet.

  • Income share agreements

    Income share agreements

    Friday, June 15 2018 12:10 PM EDT2018-06-15 16:10:16 GMT
    iStockphoto.com/NickSiStockphoto.com/NickS

    While the job market has improved for recent graduates, many are struggling with excessive debt

    While the job market has improved for recent graduates, many are struggling with excessive debt

  • How We Made Our Down Payments (Infographic)

    How We Made Our Down Payments (Infographic)

    Friday, June 15 2018 4:11 AM EDT2018-06-15 08:11:56 GMT
    You may not need to make a down payment of 20% but putting together the down payment is still one of the most challenging steps in buying a home. Check out our infographic above to see what obstacles other recent...
    You may not need to make a down payment of 20% but putting together the down payment is still one of the most challenging steps in buying a home. Check out our infographic above to see what obstacles other recent homebuyers...
  • Employers Offer to Help Pay Student Loans

    Employers Offer to Help Pay Student Loans

    Thursday, June 14 2018 10:11 PM EDT2018-06-15 02:11:50 GMT
    It's not uncommon for companies to help with tuition payments for their employees who are continuing their education, especially if they are working toward a professional degree that will help them in their job...
    It's not uncommon for companies to help with tuition payments for their employees who are continuing their education, especially if they are working toward a professional degree that will help them in their job or with...
  • Home prices outpace pay increases

    Home prices outpace pay increases

    Thursday, June 14 2018 7:37 AM EDT2018-06-14 11:37:19 GMT
    iStockphoto.com/CHRISsadowskiiStockphoto.com/CHRISsadowski

    Affordable housing? What affordable housing?

    Affordable housing? What affordable housing?

  • Best buys for Father's Day

    Best buys for Father's Day

    Wednesday, June 13 2018 8:27 AM EDT2018-06-13 12:27:38 GMT
    iStockphoto.com/PeopleImagesiStockphoto.com/PeopleImages

    Father's Day is coming up on June 17th. What can you get Dad to celebrate his special day without loading up the credit cards?

    Father's Day is coming up on June 17th. What can you get Dad to celebrate his special day without loading up the credit cards?

  • Is Trump Making It Easier To Get Out From Student Loan Debt?

    Is Trump Making It Easier To Get Out From Student Loan Debt?

    Wednesday, June 13 2018 4:11 AM EDT2018-06-13 08:11:03 GMT
    According to the G.19 Consumer Credit Report recently released by the Federal Reserve, America's total student loan debt has topped $1.5 billion – and we are having trouble paying off that debt. At of the end...
    According to the G.19 Consumer Credit Report recently released by the Federal Reserve, America's total student loan debt has topped $1.5 billion – and we are having trouble paying off that debt. At of the end of 2017, a...
  • 4 out of 5 young borrowers blame student loan debt for not owning a home

    4 out of 5 young borrowers blame student loan debt for not owning a home

    Tuesday, June 12 2018 10:00 AM EDT2018-06-12 14:00:49 GMT
    iStockphoto.com/PeshkovaiStockphoto.com/Peshkova

    A student loan can be your best friend or your worst nightmare

    A student loan can be your best friend or your worst nightmare

  • Top 5 Student Debt Warnings

    Top 5 Student Debt Warnings

    Tuesday, June 12 2018 4:10 AM EDT2018-06-12 08:10:37 GMT
    As a nation, America's student debt load is reaching crisis proportions. The New York Federal Reserve puts the total student loan debt at over $1.52 trillion, with the delinquency rate over 11%. Is your...
    As a nation, America's student debt load is reaching crisis proportions. The New York Federal Reserve puts the total student loan debt at over $1.52 trillion, with the delinquency rate over 11%. Is your personal...
  • Your unpaid student loan could cost you your tax refund

    Your unpaid student loan could cost you your tax refund

    Monday, June 11 2018 8:00 AM EDT2018-06-11 12:00:14 GMT
    iStockphoto.com/DjelicSiStockphoto.com/DjelicS

    If you've lost a tax refund to an offset, you aren't alone

    If you've lost a tax refund to an offset, you aren't alone

  • Student loan interest rates rise

    Student loan interest rates rise

    Friday, June 8 2018 7:40 AM EDT2018-06-08 11:40:41 GMT
    iStockphoto.com/mediaphotosiStockphoto.com/mediaphotos

    Are you planning to take out student loans soon? Be prepared to pay more for the privilege

    Are you planning to take out student loans soon? Be prepared to pay more for the privilege

  • How We Chose Our Homes (Infographic)

    How We Chose Our Homes (Infographic)

    Friday, June 8 2018 4:09 AM EDT2018-06-08 08:09:29 GMT
    Is your home bigger than average? What made you fall in love with your home? This infographic in our Keys to Homeownership series explores the factors that American homebuyers considered when choosing their homes....
    Is your home bigger than average? What made you fall in love with your home? This infographic in our Keys to Homeownership series explores the factors that American homebuyers considered when choosing their homes. If...
  • Jumbo Student Loans Increasing

    Jumbo Student Loans Increasing

    Thursday, June 7 2018 10:09 PM EDT2018-06-08 02:09:24 GMT
    "Jumbo shrimp" sounds contradictory but can be quite enjoyable. "Jumbo debt"? Not so much, especially for students. There's nothing inherently wrong with large student loans, and historically the default rate...
    "Jumbo shrimp" sounds contradictory but can be quite enjoyable. "Jumbo debt"? Not so much, especially for students. There's nothing inherently wrong with large student loans, and historically the default rate has been...
  • 5 worst mistakes of online borrowing

    5 worst mistakes of online borrowing

    Thursday, June 7 2018 8:10 AM EDT2018-06-07 12:10:43 GMT
    iStockphoto.com/fizkesiStockphoto.com/fizkes

    Although countless Americans have been helped by the ability to borrow money without leaving home, others have hurt themselves by being ill prepared for the process.

    Although countless Americans have been helped by the ability to borrow money without leaving home, others have hurt themselves by being ill prepared for the process.

  • The Geography Of Student Loan Debt

    The Geography Of Student Loan Debt

    Wednesday, June 6 2018 10:09 PM EDT2018-06-07 02:09:05 GMT
    America's outstanding student loan debt reached $1.52 trillion in the first quarter of 2018, according to information from the New York Fed. Have you ever wondered whether a significant amount of that debt is...
    America's outstanding student loan debt reached $1.52 trillion in the first quarter of 2018, according to information from the New York Fed. Have you ever wondered whether a significant amount of that debt is located in...
  • How much do you know about retirement?

    How much do you know about retirement?

    Wednesday, June 6 2018 8:21 AM EDT2018-06-06 12:21:39 GMT
    iStockphoto.com/Gam1983iStockphoto.com/Gam1983

    It takes solid planning and fiscal discipline during your working years to enjoy a financially comfortable retirement. But how can you properly plan if you don't really understand how to manage your money?

    It takes solid planning and fiscal discipline during your working years to enjoy a financially comfortable retirement. But how can you properly plan if you don't really understand how to manage your money?

  • Free credit freezes and more credit changes you need to know

    Free credit freezes and more credit changes you need to know

    Tuesday, June 5 2018 8:30 AM EDT2018-06-05 12:30:11 GMT
    iStockphoto.com/RobertindianaiStockphoto.com/Robertindiana

    Could President Trump's newest law be damaging to your credit?

    Could President Trump's newest law be damaging to your credit?

  • Current State Of Student Loan Debt

    Current State Of Student Loan Debt

    Tuesday, June 5 2018 4:08 AM EDT2018-06-05 08:08:29 GMT
    America has reached a new economic milestone – or maybe a millstone – of $1.52 trillion. Which of the following does this number represent? 1. The latest contract for a professional athlete 2. Your current credit...
    America has reached a new economic milestone – or maybe a millstone – of $1.52 trillion. Which of the following does this number represent? 1. The latest contract for a professional athlete 2. Your current credit card...
  • 3 tips before applying for a rewards credit card

    3 tips before applying for a rewards credit card

    Friday, June 1 2018 8:14 AM EDT2018-06-01 12:14:16 GMT
    iStockphoto.com/SIphotographyiStockphoto.com/SIphotography

    Unless you are just starting out and have no credit history, or are attempting to rebuild poor credit, you should be able to qualify for a rewards credit card

    Unless you are just starting out and have no credit history, or are attempting to rebuild poor credit, you should be able to qualify for a rewards credit card

  • How We Searched For Our Homes (Infographic)

    How We Searched For Our Homes (Infographic)

    Friday, June 1 2018 4:07 AM EDT2018-06-01 08:07:02 GMT
    Buying a home will probably be the most expensive item you ever purchase… until you buy the next one! MoneyTips is happy to help you get free mortgage and refinance quotes from top lenders. Finding the right home...
    Buying a home will probably be the most expensive item you ever purchase… until you buy the next one! MoneyTips is happy to help you get free mortgage and refinance quotes from top lenders. Finding the right home at the...
  • Why aren't 529 plans more popular?

    Why aren't 529 plans more popular?

    Thursday, May 31 2018 9:34 AM EDT2018-05-31 13:34:28 GMT
    iStockphoto.com/designer491iStockphoto.com/designer491

    How do you plan to fund your children's education?

    How do you plan to fund your children's education?

  • Americans' biggest money mistakes

    Americans' biggest money mistakes

    Wednesday, May 30 2018 9:49 AM EDT2018-05-30 13:49:54 GMT
    iStockphoto.com/SIphotographyiStockphoto.com/SIphotography

    You've made some life decisions that you've regretted, and some of those decisions surely involve money. What sort of money mistakes have you made?

    You've made some life decisions that you've regretted, and some of those decisions surely involve money. What sort of money mistakes have you made?

  • Nearly 1 In 2 Say They've Never Been Taught "Credit Cards"

    Nearly 1 In 2 Say They've Never Been Taught "Credit Cards"

    Wednesday, May 30 2018 4:06 AM EDT2018-05-30 08:06:14 GMT
    Where did you learn how to handle credit cards? According to a new survey conducted by the website CreditCardsExplained.com, there's almost a 50% chance that you're self-taught. The survey of 2,500...
    Where did you learn how to handle credit cards? According to a new survey conducted by the website CreditCardsExplained.com, there's almost a 50% chance that you're self-taught. The survey of 2,500 respondents...
  • 7 questions to ask before refinancing your student loan

    7 questions to ask before refinancing your student loan

    Tuesday, May 29 2018 8:19 AM EDT2018-05-29 12:19:00 GMT
    iStockphoto.com/BraunSiStockphoto.com/BraunS

    Are you having difficulties paying off your student loan debt? If you don't qualify for other methods of help, refinancing your student loan might be a suitable option

    Are you having difficulties paying off your student loan debt? If you don't qualify for other methods of help, refinancing your student loan might be a suitable option

  • 10 Worst States To Live In With A Bad Credit Score

    10 Worst States To Live In With A Bad Credit Score

    Saturday, May 26 2018 4:04 AM EDT2018-05-26 08:04:38 GMT
    What's worse than a bad credit score? Having bad credit and living in a state where bad credit makes life even more difficult. RewardExpert, a rewards optimization site, compared factors such as cost of...
    What's worse than a bad credit score? Having bad credit and living in a state where bad credit makes life even more difficult. RewardExpert, a rewards optimization site, compared factors such as cost of living, usury...
  • How the tax cut bill is raising your state taxes

    How the tax cut bill is raising your state taxes

    Friday, May 25 2018 9:59 AM EDT2018-05-25 13:59:13 GMT
    iStockphoto.com/IldoFrazaoiStockphoto.com/IldoFrazao

    Because state taxes are often linked to the federal tax code in different ways, changes in the federal tax law have ripple effects that are felt throughout the states

    Because state taxes are often linked to the federal tax code in different ways, changes in the federal tax law have ripple effects that are felt throughout the states

  • 3 of 4 workers concerned about social security

    3 of 4 workers concerned about social security

    Friday, May 25 2018 9:57 AM EDT2018-05-25 13:57:33 GMT
    iStockphoto.com/NikadaiStockphoto.com/Nikada

    Are you counting on Social Security for most of your retirement funds – and if so, how comfortable are you that the funds will be there at retirement?

    Are you counting on Social Security for most of your retirement funds – and if so, how comfortable are you that the funds will be there at retirement?

  • 10 Best States To Live In With A Bad Credit Score

    10 Best States To Live In With A Bad Credit Score

    Friday, May 25 2018 4:04 AM EDT2018-05-25 08:04:11 GMT
    It's no fun having a bad credit score. You pay higher interest rates for your credit – if you can get credit at all. You have little room for financial error. A small, unexpected bill can cause big problems. ...
    It's no fun having a bad credit score. You pay higher interest rates for your credit – if you can get credit at all. You have little room for financial error. A small, unexpected bill can cause big problems. At least...
  • 18 Findings On Women And Retirement

    18 Findings On Women And Retirement

    Thursday, May 24 2018 10:04 PM EDT2018-05-25 02:04:03 GMT
    How's your retirement plan holding up? If you are a woman, you're probably having more difficulty with retirement plans than your male counterparts. Despite advances, women still face lower average...
    How's your retirement plan holding up? If you are a woman, you're probably having more difficulty with retirement plans than your male counterparts. Despite advances, women still face lower average salaries – 82% of...
  • More homebuyers stretching to buy

    More homebuyers stretching to buy

    Thursday, May 24 2018 8:36 AM EDT2018-05-24 12:36:43 GMT
    iStockphoto.com/FatCameraiStockphoto.com/FatCamera

    Desperate homeowners are stretching their finances to buy a home, and lenders and mortgage backers are increasingly willing to accommodate them

    Desperate homeowners are stretching their finances to buy a home, and lenders and mortgage backers are increasingly willing to accommodate them

  • Millions of Americans using outdated credit cards

    Millions of Americans using outdated credit cards

    Wednesday, May 23 2018 8:30 AM EDT2018-05-23 12:30:44 GMT
    iStockphoto.com/Stefan_RedeliStockphoto.com/Stefan_Redel

    If you haven't changed cards in ten years or more, you're likely missing out on deals that can save money and prop up your budget.

    If you haven't changed cards in ten years or more, you're likely missing out on deals that can save money and prop up your budget.

  • Long-Term Mortgage Rates Hit A Seven-Year High

    Long-Term Mortgage Rates Hit A Seven-Year High

    Tuesday, May 22 2018 10:10 PM EDT2018-05-23 02:10:29 GMT
    It Will Cost You More to Buy A Home The housing market topped a new threshold over the past week. Buoyed by a strong economy and a series of interest rate increases by the Federal Reserve, thirty-year fixed...
    It Will Cost You More to Buy A Home The housing market topped a new threshold over the past week. Buoyed by a strong economy and a series of interest rate increases by the Federal Reserve, thirty-year fixed mortgage interest...
  • How to negotiate a summer vacation rental

    How to negotiate a summer vacation rental

    Tuesday, May 22 2018 9:33 AM EDT2018-05-22 13:33:20 GMT

    Just because travel agents and middlemen are being squeezed out does not mean that you are getting the best deal possible.

    Just because travel agents and middlemen are being squeezed out does not mean that you are getting the best deal possible.

  • Higher Credit Scores Needed For Home Purchase

    Higher Credit Scores Needed For Home Purchase

    Tuesday, May 22 2018 4:10 AM EDT2018-05-22 08:10:10 GMT
    Welcome to the 2018 home-buying market. Rising demand and an extremely tight supply of homes, especially in the critical starter-home market, make it difficult to realize your goal of home ownership. In this...
    Welcome to the 2018 home-buying market. Rising demand and an extremely tight supply of homes, especially in the critical starter-home market, make it difficult to realize your goal of home ownership. In this buyer's...
  • More Than Half Of Retirees Would Return To Work Under The Right Conditions

    More Than Half Of Retirees Would Return To Work Under The Right Conditions

    Monday, May 21 2018 10:10 PM EDT2018-05-22 02:10:01 GMT
    Are you planning to work in retirement? If so, is it because you need money? The recent American Working Conditions Survey (AWCS) from the Rand Corporation think tank suggests another reason – you want to be there....
    Are you planning to work in retirement? If so, is it because you need money? The recent American Working Conditions Survey (AWCS) from the Rand Corporation think tank suggests another reason – you want to be there. A Rand...
  • New Tax Laws Should Lower Your Audit Odds

    New Tax Laws Should Lower Your Audit Odds

    Friday, May 18 2018 10:08 PM EDT2018-05-19 02:08:39 GMT
    The recent Tax Cuts and Jobs Act (TCJA) represents one of the biggest changes to the tax code in many years. Will the Internal Revenue Service be up to the challenge of enforcing these changes? For the last five...
    The recent Tax Cuts and Jobs Act (TCJA) represents one of the biggest changes to the tax code in many years. Will the Internal Revenue Service be up to the challenge of enforcing these changes? For the last five years, the...
  • 6 tips to improve your home purchase offer

    6 tips to improve your home purchase offer

    Friday, May 18 2018 8:23 AM EDT2018-05-18 12:23:46 GMT
    iStockphoto.com/KuzmaiStockphoto.com/Kuzma

    Are you looking to buy a home in the current seller's market? We'd wish you good luck, but making a standout offer on a home requires more preparation than luck.

    Are you looking to buy a home in the current seller's market? We'd wish you good luck, but making a standout offer on a home requires more preparation than luck.

  • Who Lives At Home?

    Who Lives At Home?

    Friday, May 18 2018 4:08 AM EDT2018-05-18 08:08:17 GMT
    We know the stereotype of the unmotivated millennial, living at home with their parents without any long-term plan or concern about their situation. Is that a fair representation? Do millennials disproportionately...
    We know the stereotype of the unmotivated millennial, living at home with their parents without any long-term plan or concern about their situation. Is that a fair representation? Do millennials disproportionately live with...
  • Nine Steps For Women To Improve Their Retirement Outlook

    Nine Steps For Women To Improve Their Retirement Outlook

    Thursday, May 17 2018 10:08 PM EDT2018-05-18 02:08:11 GMT
    Women often face greater financial challenges than men in retirement. Lower average salaries and fewer working years make it difficult for women to achieve suitable nest eggs. Results from the recent Transamerica...
    Women often face greater financial challenges than men in retirement. Lower average salaries and fewer working years make it difficult for women to achieve suitable nest eggs. Results from the recent Transamerica Retirement...
  • Only 37% of millennials have a retirement account

    Only 37% of millennials have a retirement account

    Thursday, May 17 2018 10:35 AM EDT2018-05-17 14:35:30 GMT
    iStockphoto.com/D-KeineiStockphoto.com/D-Keine

    Who's thinking about retirement when they're young? Retirement accounts are typically not a priority for young workers – but they should be.

    Who's thinking about retirement when they're young? Retirement accounts are typically not a priority for young workers – but they should be.

  • Card balances drop while consumer credit growth slows

    Card balances drop while consumer credit growth slows

    Wednesday, May 16 2018 9:24 AM EDT2018-05-16 13:24:43 GMT
    iStockphoto.com/AndreyPopoviStockphoto.com/AndreyPopov

    A new government report provides both good news and bad news about America's massive consumer debt load

    A new government report provides both good news and bad news about America's massive consumer debt load

  • Seniors racking up debt

    Seniors racking up debt

    Tuesday, May 15 2018 10:01 AM EDT2018-05-15 14:01:13 GMT
    iStockphoto.com/WavebreakmediaiStockphoto.com/Wavebreakmedia

    You've saved for retirement and built up a sizable nest egg. However, you forgot to consider one factor – excessive debt as you approach retirement. Too many seniors are facing that grim scenario.

    You've saved for retirement and built up a sizable nest egg. However, you forgot to consider one factor – excessive debt as you approach retirement. Too many seniors are facing that grim scenario.

  • Supplemental transition accounts for retirement – STARTs 101

    Supplemental transition accounts for retirement – STARTs 101

    Monday, May 14 2018 9:02 AM EDT2018-05-14 13:02:47 GMT
    iStockphoto.com/DNY59iStockphoto.com/DNY59

    Let's face it: Americans are woefully unprepared for retirement

    Let's face it: Americans are woefully unprepared for retirement

  • Retirement confidence is increasing - but should it be?

    Retirement confidence is increasing - but should it be?

    Thursday, May 10 2018 9:53 AM EDT2018-05-10 13:53:59 GMT
    iStockphoto.com/XiXinXingiStockphoto.com/XiXinXing

    Is the rising stock market giving workers confidence that they will have enough money to live comfortably in their retirement years?

    Is the rising stock market giving workers confidence that they will have enough money to live comfortably in their retirement years?

  • Student loan delinquencies increase

    Student loan delinquencies increase

    Thursday, May 10 2018 9:34 AM EDT2018-05-10 13:34:52 GMT
    iStockphoto.com/RyanKing999iStockphoto.com/RyanKing999

    How bad is America's student loan situation? Worse than you might think...

    How bad is America's student loan situation? Worse than you might think...

  • 25 million Americans left behind retirement savings when changing jobs

    25 million Americans left behind retirement savings when changing jobs

    Wednesday, May 9 2018 9:14 AM EDT2018-05-09 13:14:54 GMT
    iStockphoto.com/daoleduciStockphoto.com/daoleduc

    What happens to your employer-based 401(k) account when you leave a job? That's for you to decide – and if you make no decision, you may end up losing hard-earned benefits. 

    What happens to your employer-based 401(k) account when you leave a job? That's for you to decide – and if you make no decision, you may end up losing hard-earned benefits. 

  • Synthetic-identity fraud

    Synthetic-identity fraud

    Tuesday, May 8 2018 10:02 AM EDT2018-05-08 14:02:03 GMT
    iStockphoto.com/BrianAJacksoniStockphoto.com/BrianAJackson

    As defensive tactics against identity theft increase, criminals are shifting toward a new tactic synthetic-identity fraud

    As defensive tactics against identity theft increase, criminals are shifting toward a new tactic synthetic-identity fraud

  • How single people afford homes

    How single people afford homes

    Monday, May 7 2018 10:06 AM EDT2018-05-07 14:06:46 GMT
    iStockphoto.com/MartinBarraudiStockphoto.com/MartinBarraud

    Home ownership is a fulfilling but difficult goal. The challenges of being single can make it even more difficult to find an affordable home to buy – especially for single women

    Home ownership is a fulfilling but difficult goal. The challenges of being single can make it even more difficult to find an affordable home to buy – especially for single women

  • Cryptocurrency and retirement

    Cryptocurrency and retirement

    Friday, May 4 2018 10:30 AM EDT2018-05-04 14:30:07 GMT
    iStockphoto.com/5432actioniStockphoto.com/5432action

    If your retirement plan is not meeting expectations, should you be wary of incorporating cryptocurrency into your account?

    If your retirement plan is not meeting expectations, should you be wary of incorporating cryptocurrency into your account?

  • New Home Shortage

    New Home Shortage

    Thursday, May 3 2018 10:04 PM EDT2018-05-04 02:04:16 GMT
    Are you ready to enter the home-buying market? Recent statistics suggest that you will need superior planning, plenty of cash, and more than a little luck. According to the National Association of Realtors (NAR),...
    Are you ready to enter the home-buying market? Recent statistics suggest that you will need superior planning, plenty of cash, and more than a little luck. According to the National Association of Realtors (NAR), the...
  • Subprime loans – should you take the risk?

    Subprime loans – should you take the risk?

    Thursday, May 3 2018 7:32 AM EDT2018-05-03 11:32:13 GMT
    iStockphoto.com/BrianAJacksoniStockphoto.com/BrianAJackson

    Are you ready to take advantage of these offers and, even if you are, is a subprime loan the best choice for you?

    Are you ready to take advantage of these offers and, even if you are, is a subprime loan the best choice for you?

  • This lender repos 1 in 3 cars it finances

    This lender repos 1 in 3 cars it finances

    Wednesday, May 2 2018 9:37 AM EDT2018-05-02 13:37:33 GMT
    iStockphoto.com/BERKO85iStockphoto.com/BERKO85

    We frequently hear about America's crushing student loan debt – but auto loans are not far behind

    We frequently hear about America's crushing student loan debt – but auto loans are not far behind

  • How to amend a tax return

    How to amend a tax return

    Tuesday, May 1 2018 9:11 AM EDT2018-05-01 13:11:50 GMT
    iStockphoto.com/YenwenLuiStockphoto.com/YenwenLu

    There is no need to panic simply amend your tax return in a timely matter using IRS Form 1040X

    There is no need to panic simply amend your tax return in a timely matter using IRS Form 1040X

  • Credit card delinquencies soar

    Credit card delinquencies soar

    Monday, April 30 2018 10:31 AM EDT2018-04-30 14:31:46 GMT
    iStockphoto.com/valentinrussanoviStockphoto.com/valentinrussanov

    America's economy is improving by most standards – but is it improving on the backs of excessive debt?

    America's economy is improving by most standards – but is it improving on the backs of excessive debt?

  • Houses selling for more than asking price

    Houses selling for more than asking price

    Thursday, April 26 2018 9:11 AM EDT2018-04-26 13:11:11 GMT
    iStockphoto.com/LightFieldStudiosiStockphoto.com/LightFieldStudios

    Did you sell your home last year? If so, there's a decent chance that you did well on the exchange

    Did you sell your home last year? If so, there's a decent chance that you did well on the exchange

  • What's holding up your retirement savings? It's you

    What's holding up your retirement savings? It's you

    Wednesday, April 25 2018 9:31 AM EDT2018-04-25 13:31:00 GMT
    iStockphoto.com/trioceaniStockphoto.com/triocean

    Are retirement savings a priority for you? If not, why aren't they?

    Are retirement savings a priority for you? If not, why aren't they?

  • No punishment for Equifax after massive hack

    No punishment for Equifax after massive hack

    Monday, April 23 2018 8:22 AM EDT2018-04-23 12:22:59 GMT
    iStockphoto.com/BrianAJacksoniStockphoto.com/BrianAJackson

    It's unlikely that any other charges will be brought against Equifax because the breach was due to Equifax's incompetence which is not a criminal offense

    It's unlikely that any other charges will be brought against Equifax because the breach was due to Equifax's incompetence which is not a criminal offense

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